Protect your high-value bicycle and yourself against covered accidental damage, theft, transit risks, and personal accidents. Standard Bicycle Protect offers comprehensive bicycle insurance tailored for commuters, recreational riders, and competitive cyclists.
Protect Your Ride. Enjoy every ride, race, and journey with peace of mind.
Whether you ride for daily transportation, fitness, recreational relaxation, or competitive racing, Standard Insurance Bicycle Protect helps protect your insured bicycle against covered accidental damage, theft, and transit-related loss. Designed specifically for high-value bicycles, this coverage protects your bike against theft, crash damage, and transit loss while providing 24/7 personal accident protection for you as a rider.
Bicycle Protect offers two distinct package tiers to fit your riding habits, travel frequency, and security needs:
Provides financial benefits in the event of accidental death, active 24 hours a day, 365 days a year, anywhere in the world—whether biking, working, traveling, or relaxing at home.
Includes all core benefits of the Premier Package, plus exclusive high-level extensions:
Worldwide Bike Coverage: Extends physical bicycle protection anywhere in the world during international travel or global races.
Bicycle Rack Transit Protection: Protects your bicycle against physical loss or damage while mounted and transported on a vehicle bicycle rack (excluding roof racks).
Road Hazard Cover: Pays for physical damage caused by direct impact with road hazards, potholes, or debris.
Optional Personal Accident Benefit Upgrade: Boost your personal accident coverage to ₱500,000.00 or ₱1,000,000.00 principal sum.
To qualify for Standard Bicycle Protect, the insured bicycle and owner must meet the following criteria:
Bicycle Market Value: Minimum bicycle value of ₱75,000.00 and above.
Vehicle Definition: Human-powered or non-motor-powered, pedal-driven bicycles.
Age of Bicycle: Brand new or purchased not more than 3 years ago.
Insured Owner Eligibility: Bicycle owner must be 18 to 65 years old, in good physical condition, and the legal owner of the bicycle.
Sponsorship Exclusion: Bicycle must be privately owned and not corporate or individually sponsored.
Bicycle Protect covers high-value pedal-driven bicycles against crash damage, fire, storms, burglary/theft at home, road hazards, transit damage on commercial carriers, bike rack transit damage, and 24/7 worldwide personal accident insurance for the rider.
No. Bicycle Protect specifically covers human-powered, non-motor-powered, pedal-driven bicycles valued at ₱75,000 or higher.
Yes. The Personal Accident coverage included in Bicycle Protect operates 24 hours a day worldwide, protecting you at home, at work, or during travel—whether you are riding your bicycle or not.
Customer Service Hotline: (+632) 8845-1111
Email Support: teamonline@standard-insurance.com
Nationwide Branches: Visit any Standard Insurance branch nationwide.