As a hardworking Overseas Filipino Worker, there’s nothing that you want more than to ensure that you and our family are safe and secured in cases of unfortunate events.
Voluntary accident and family protection for Overseas Filipino Workers and their loved ones in the Philippines.
Financial security and total peace of mind is in the mind of Overseas Filipino Workers (OFWs) when they leave their families for work abroad. The OFW insurance coverage provided by the Overseas Workers Welfare Administration (OWWA), while helpful, is usually insufficient. Standard Insurance’s OFW Protect provides comprehensive personal accident insurance for OFWs, repatriation coverage, hospital benefits, and family support extension.
Standard Insurance OFW Protect is a specialized, affordable personal accident and family protection package engineered for Overseas Filipino Workers (OFWs). Recognizing the unique sacrifices and risks they face, OFW Protect safeguards both the worker abroad and their dependent families in the Philippines against sudden accidents, medical emergencies, repatriations, and natural disasters.
OFW Protect bundles essential financial, medical, and emergency benefits into a single, reliable policy:
Accidental Death: Lump-sum financial payout to designated beneficiaries in the event of accidental loss of life.
Permanent Total Disability: Indemnifies the insured OFW if an accident leads to permanent disablement preventing future employment.
Accident Medical Reimbursement: Reimburses actual hospital and medical treatment expenses incurred following a covered accident.
Daily Hospital Income: Provides a fixed daily cash benefit during qualifying hospital confinement resulting from a covered accidental injury.
Repatriation Benefit: Provides a repatriation benefit or assistance for eligible circumstances, subject to the benefit limit and conditions stated in the policy.
Personal Liability Insurance: Provides coverage for eligible legal liability arising from accidental bodily injury or property damage to a third party, subject to the applicable limit and exclusions.
Educational Assistance: Provides financial support for dependent children's ongoing schooling in the event of the OFW's accidental death or total disability.
Fire & Flood Loss Assistance: Provides a fixed assistance benefit following eligible fire or flood damage involving the declared family residence in the Philippines*.
Burial Benefit: This OFW insurance includes funeral, cremation, and burial financial assistance following a covered loss of life.
*not comprehensive house/property insurance
Standard Insurance OFW Protect may extend coverage to common high-risk hazards:
Motorcycling Risk: Covers accidents sustained while operating or riding motorized two-wheeled vehicles.
Environmental & Animal Hazards: Drowning, dog bites, and snake bites.
Acts of Nature Claims: Accidents and injuries directly arising from severe typhoons and flooding.
Chemical & Smoke Inhalation: Accidental poisoning and suffocation caused by smoke or poisonous fumes.
Choose the coverage plan that best matches your family's financial protection goals:
|
Package Plan |
Principal Accident Benefit |
Annual Premium Cost |
|
Package 1 |
P1,000,000 |
P6,200 |
|
Package 2 |
P750,000 |
P4,200 |
|
Package 3 |
P500,000 |
P3,200 |
|
Package 4 |
P250,000 |
P2,700 |
Qualified Primary Insured:
Filipino Overseas Contract Workers (OFWs) aged 18 to 65 years old.
Open to single, married, widowed, or widower workers.
Covered Dependents:
Primary Dependents:
Legal spouse, or if single, parents not over 65 years old.
Secondary Dependents:
Up to three (3) unmarried children dependent on the OFW for support, aged 21 years old and under.
If single with no children: Up to three (3) brothers or sisters dependent on the OFW for support, aged 21 years old and under.
OFW Protect is a personal accident insurance for OFWs which covers accidental death, permanent total disability, medical reimbursements, daily hospital cash, repatriation, personal liability, educational assistance for children, and home fire/flood assistance.
No. OFW Protect by Standard Insurance is a separate voluntary personal accident/family product designed for OFWs and their families.
Yes. OFW Protect includes family-centric benefits such as educational assistance for dependent children, funeral/burial benefits, and financial assistance if the family residence in the Philippines suffers fire or flood damage.
Yes. Standard Insurance extends OFW Protect to automatically cover motorcycling risks, typhoon and flood claims, accidental poisoning, and animal/snake bites.
Customer Service Hotline: (+632) 8845-1111
Email Support: teamonline@standard-insurance.com
Nationwide Support: Visit any Standard Insurance branch nationwide.